Research status and localization development of retirement planning

doi:10.3724/SP.J.1042.2019.00251

Abstract

Abstract:

Retirement planning refers to one’s long-term effort in preparation for his/her post-retirement life. It has garnered increasing attention in countries that have entered into aging societies. Retirement planning will not only benefit retirees’ well-being, but will also help reduce the pressure confronted by the Social Security system. Based on the literature of retirement planning, this review provides a summary of studies in six major planning domains (i.e., financial, health and well-being-related, social activities/leisure-related, work-related, psychological, and housing), four main theoretical framework (i.e., role theory, planning- process theory, resource theory, and ecological systems theory), and representative measurement. Furthermore, this review discussed demographic factors, environment factors, and psychological factors as the antecedents of retirement planning and its consequences on bridge employment and retirement adjustment. According to the theoretical development and the current realities in China, it is recommended that future research should develop localized measurement tools, choose the appropriate theoretical framework, and systematically study retirement planning in various domains. Future research should also innovatively examine other antecedents of retirement planning. In addition, researchers could conduct intervention studies on retirement planning that correspond to China’s national realities.

Key words: aging, retirement, retirement planning, bridge employment, retirement adjustment

CLC Number:

B844

ZHANG Liyao, WANG Zhongjun. Research status and localization development of retirement planning[J]. Advances in Psychological Science, 2019, 27(2): 251-267.

Figures/Tables 3

References 89

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研究者／量表开发者(年代)	国家	结构维度	计分方式	题目数量
Dorfman (1989)	美国	正式／非正式	4点计分(0=没有, 3=非常多) 是否	12
Juster & Suzman (HRS, 1995)	美国	财务／非财务／正式／非正式
Glass &Flynn (2000)	美国	退休活动／财务支持／身体健康／幸福感／居住／家庭因素	4点计分(1=有计划, 4= 还没开始)	59
Lim (2003)	新加坡		4点计分(1=从不, 4=经常)	7
Lee & Law (2004)	中国香港	财务／健康／生活安排/心理规划	是否	19
Mock & Cornelius (2007)	美国	财务／生活方式规划(包括健康／居住／休闲／工作)	百分制	7
Griffin & Hesketh (2008)	澳大利亚	财务／非财务规划		11
Petroska & Earl (RPQ, 2009)	澳大利亚	财务／健康／人际休闲／工作规划	是否	36
Muratore & Earl (RPQII, 2010)	澳大利亚	公共保护／自办保险／自我保护	5点计分(1=非常少的努力, 5=非常多的努力)	28
Noone, Stephens, & Alpass (2009)	新西兰	财务／社会心理规划	4点计分(0=没有, 3=非常多) 是否	5
Noone, Stephens, & Alpass (PRePS, 2010)	新西兰	财务／健康／生活方式／社会心理
Yeung (2013)	中国香港	财务／健康／社会生活／心理	是否	20

研究者／量表开发者(年代)	国家	结构维度	计分方式	题目数量
Dorfman (1989)	美国	正式／非正式	4点计分(0=没有, 3=非常多) 是否	12
Juster & Suzman (HRS, 1995)	美国	财务／非财务／正式／非正式
Glass &Flynn (2000)	美国	退休活动／财务支持／身体健康／幸福感／居住／家庭因素	4点计分(1=有计划, 4= 还没开始)	59
Lim (2003)	新加坡		4点计分(1=从不, 4=经常)	7
Lee & Law (2004)	中国香港	财务／健康／生活安排/心理规划	是否	19
Mock & Cornelius (2007)	美国	财务／生活方式规划(包括健康／居住／休闲／工作)	百分制	7
Griffin & Hesketh (2008)	澳大利亚	财务／非财务规划		11
Petroska & Earl (RPQ, 2009)	澳大利亚	财务／健康／人际休闲／工作规划	是否	36
Muratore & Earl (RPQII, 2010)	澳大利亚	公共保护／自办保险／自我保护	5点计分(1=非常少的努力, 5=非常多的努力)	28
Noone, Stephens, & Alpass (2009)	新西兰	财务／社会心理规划	4点计分(0=没有, 3=非常多) 是否	5
Noone, Stephens, & Alpass (PRePS, 2010)	新西兰	财务／健康／生活方式／社会心理
Yeung (2013)	中国香港	财务／健康／社会生活／心理	是否	20

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